We provide fast, flexible capital for all types of real estate debt, across residential, commercial, bare land and agri.
We take a common sense, risk based apporach to your borrowing requirements. Driven by experience, we can work with complex financial structures and provide tailored solutions.
Development Finance, Bridging & Investment Loans from first mortgage through to mezzanine
Bespoke Real Estate Finance
22 Capital is a private investment manager and pragmatic non-bank lender. Facilitating compelling opportunites for both lenders and borrowers.
Learn morePrivate Credit
Borrowers
Investors
Real estate private credit return profile is regular, persistent and tends to have a low correlation with traditional asset classes such as shares, bonds & property (equity).
A well constructed and managed portfolio of high-quality loans offers investors excellent risk adjusted returns through the economic cycle.
22 Capital only provides services to Wholesale Investors (FMCA 2013)
NZ Market
NZ Market
A small handful of trading banks dominate the real estate lending market in New Zealand, they are heavily regulated and restricted in their lending capability.
The banks have had their lending appetite curbed by capital requirements and credit restrictions.
While borrowers are increasingly frustrated by a painfully slow, digitised environment layered with bureaucracy.
This has left a structural gap in the market for loans which do not fit the main banks strict lending criteria.
High quality borrowers turn to alternative lenders who can offer flexible terms, account for complex structures and provide fast and simple approval processes.
Get in touch
+64 027 4111 438
Made with Neo